My analysis of finances, ETFs, and history.

Community Banks: Descriptions, Characteristics, and Outcomes

Dec. 7, 2017

Community bankers manage a small share of the banking system; nevertheless, they provide valuable services to farmers, consumers, and small business owners. Joe Ricketts, the founder of TD Ameritrade, thinks that community banks prosper with less regulation. They will provide entrepreneurial capital--leading to more jobs, improving the economy. Since well-run community banks provide unique products and services, continuation appears certain with probable help coming soon in the form of relief from regulatory overkill by Dodd-Frank regulations of capital requirements and mortgages. The following sections will review research findings under the general themes of descriptions, characteristics, and outcomes.

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